(https://www.pettiessolutions.com/contact-us)

Effective Date: June 27, 2025

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NO REFUNDS & NON-DISPUTABLE PURCHASE

 

All sales made through Petties Solutions (a DBA of Divinus Management LLC) are final. No refunds, exchanges, or cancellations are permitted under any circumstances.

 

By completing a purchase, you expressly waive your right to initiate any disputes, chargebacks, or claims with your payment provider. Any such attempt will be considered a violation of our legal terms and an infringement upon our intellectual property rights.

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LEGAL ACTION & UCC FILING FOR FRAUDULENT DISPUTES

 

If you file a fraudulent chargeback or dispute for a valid purchase, Petties Solutions reserves the right to file a UCC-1 lien against you to protect our intellectual property and financial interests. We also reserve the right to pursue civil legal action and seek financial damages to the fullest extent permitted by law.

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REPORTING TO AUTHORITIES FOR FRAUDULENT ACTIVITY

 

Any attempt to commit financial fraud by initiating a false dispute will result in a formal report being filed with the following authorities:

    •    Internet Crimes Complaint Center (IC3)

    •    Federal Trade Commission (FTC)

    •    Your financial institution or bank

 

Information reported may include your full name, billing address, IP address, and complete purchase details.

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FOR EDUCATIONAL PURPOSES ONLY – NO LEGAL OR FINANCIAL ADVICE

 

All digital products, webinars, ebooks, and services offered by Petties Solutions are intended strictly for educational purposes. We do not provide legal, financial, or credit advice.

 

It is solely your responsibility to determine whether the content is suitable for your individual circumstances and to ensure compliance with applicable credit laws. Always seek professional counsel if you are uncertain.

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NO GUARANTEES OF RESULTS

 

We do not guarantee any specific outcomes, credit score increases, deletions, or approvals. Results vary based on individual credit profiles, history, and how the information is applied.

 

Purchasing our products does not guarantee success or improvement of any kind. Your use of the material is entirely at your own discretion and risk.

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MANDATORY ARBITRATION AGREEMENT

 

By purchasing any digital product or service from Petties Solutions, you agree to resolve

Any claim, dispute, or controversy arising out of or relating to this Agreement, the services provided by Petties Solutions LLC, any communications between the parties, billing practices, or any alleged statutory, contractual, tort, or equitable claim shall be resolved exclusively by final and binding arbitration.

 

The arbitration shall be administered by the American Arbitration Association (“AAA”) in accordance with its Consumer Arbitration Rules then in effect. The arbitration shall be conducted in Montgomery County, Alabama, unless the parties agree otherwise in writing or applicable law requires a different location.

 

This Agreement shall be governed by and construed in accordance with the laws of the State of Alabama, without regard to its conflict-of-laws principles.

 

By entering into this Agreement, both parties knowingly and voluntarily waive any right to file a lawsuit in court, to have a trial by judge or jury, and to participate in any class action, collective action, or representative proceeding, except to the extent such waiver is prohibited by applicable law.

 

The arbitrator shall have exclusive authority to resolve any dispute relating to the interpretation, applicability, enforceability, or formation of this arbitration provision, including any claim that all or part of this provision or the Agreement is void or voidable.

 

If any portion of this arbitration provision is found unenforceable, the remaining portions shall remain in full force and effect to the maximum extent permitted by law.

 

Nothing in this provision limits either party’s right to file an individual claim in a court of competent jurisdiction if the claim qualifies for small claims court and applicable law permits the claim to proceed

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COMPANY  RIGHT TO TERMINATE FOR CAUSE

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Petties Solutions LLC reserves the right to suspend or terminate services at any time if the Client breaches this agreement or otherwise fails to comply with the Terms and Conditions, including but not limited to:

    •    Failure to make timely payments;

    •    Providing false, incomplete, or misleading information;

    •    Failure to provide requested documentation;

    •    Abusive, threatening, or harassing conduct;

    •    Requests for services outside the agreed scope;

    •    Unreasonable or unrealistic expectations regarding results or timing;

    •    Any conduct that materially interferes with Petties Solutions LLC’s ability to perform services.

If services are terminated due to the Client’s breach of this agreement, any fees earned for services rendered and administrative work performed up to the date of termination shall remain non-refundable, subject to applicable law.

Acknowledgment of Receipt

By purchasing services from Petties Solutions LLC, you acknowledge that you have received, read, and understood the “Consumer Credit File Rights Under State and Federal Law” disclosure and this “Notice of Cancellation” before entering into the service agreement.

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DISCLOSURE & COPYRIGHT NOTICE

 

All content provided by Petties Solutions is protected by U.S. Copyright Law. Reproduction, resale, or redistribution of our materials in any form without written consent is strictly prohibited.

 

By purchasing and using our materials, you acknowledge:

    •    Petties Solutions is not responsible for any outcomes related to your use of the content.

    •    You are solely accountable for any decisions or actions taken based on the information provided.

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Company Legal Name: Divinus Management LLC

DBA: Petties Solutions

Registered Address: Montgomery, AL

Customer Support Email: support@pettiessolutions.com

Website: https://www.pettiessolutions.com

 

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